Live Secured With the Right Coverage Plan for You

Life Insurance

Term life insurance, whole life insurance, universal life insurance, variable life insurance, survivorship insurance – the list and combinations seem endless. Our seasoned team of life insurance professionals will fashion the right plan – or mixture of plans – for your specific needs.

Term Life Insurance Basics:

  • Coverage for a “term” or period of your life.
  • Lower premiums for higher coverage.
  • Rates can change after specific terms expire.
  • No equity – does not accrue cash value.

Whole Life Insurance Basics:

  • Permanent coverage, not for a specific period.
  • Protection stays with you for your whole life.
  • Can build equity and cash value.
  • Higher premiums than term life but can be more valuable in the long run.

Health Insurance

At Mazzeo Agency, we believe that planning ahead is important for your peace of mind and financial prosperity. We can provide you with the insurance protection you need to be prepared for whatever the future holds. Life insurance, health insurance, long-term care, and disability insurance are important pieces of the puzzle that can help you secure the financial future of you and your loved ones.

Our agents will work with you to establish your goals, so we can customize a program that provides you with adequate protection at an excellent value. There are several options to choose from, and we are here to help you explore which ones are right for you so you can make informed decisions about your life and health insurance needs. Contact us today, and let Mazzeo Agency put our expertise to work for you!

Health coverage and employee benefits packages can be tailored to include:

  • Comprehensive Medical
  • Prescription Drugs
  • Health Savings Accounts
  • Health Reimbursement Accounts
  • Flexible Spending Accounts
  • Transit Benefit
  • And More

Do I Need Travel Medical Insurance?

Many times the primary medical insurance in your home country will not cover you while traveling abroad and often will not provide important services, perhaps essential ones, in the event of an illness or injury.

The Mazzeo Insurance Agency has partnered with Atlas Travel, who includes these essentials such as translation assistance while being treated, doctor and hospital referrals, and assistance replacing lost prescriptions.

Disability Insurance

Mazzeo Agency – Your solution for NY and NJ Disability Insurance

Mazzeo Agency is pleased to offer a number of affordable New Jersey and New York disability insurance solutions that can be tailored to meet your specific needs. Imagine that you are hurt and must take time out of work. Does your employer provide NY or NJ disability insurance? Even if they do, does it cover the length of time you may be out of work?

These are things you should be considering if you need to purchase New Jersey or New York disability insurance. Your need for disability insurance may be greater than you realize, and it’s not a responsibility you should simply toss aside for your employer to deal with. Although worker’s compensation is required by law to be provided to you by your employer, disability insurance is not required in every state. Only in Hawaii, New Jersey, Rhode Island, and New York does state law obligate employers to provide disability insurance for up to 26 weeks. Currently, there are no state laws that require employers to provide you with long-term disability insurance.

If your employer does not provide enough or any NY or NJ disability insurance, look no further than Mazzeo Agency. We have many options for comprehensive disability lines to best suit your needs. Disability insurance policies basically provide replacement income for you during the time you are unable to work. Do not make the mistake of underestimating the importance of this type of insurance; consider this: how would you and your family survive without your income? What things and activities would you need to give up without your income?

At Mazzeo Agency, we can:

  • Help secure monthly payments to safeguard your standard of living
  • Protect your financial future while providing excellent coverages
  • Adjust disability coverages to meet your changing needs

Which coverages are right for you? What contingencies should you protect yourself against? How much is all this going to cost?

Disability insurance typically replaces 60-70% of your income during the time in which you are unable to work and/or perform the duties defined by your employment. Can you afford NOT to purchase this coverage?

At Mazzeo Agency, we are committed to helping you find the NY or NJ disability insurance solutions that are right for you – and your family. Give our experienced agents a call today for more information!

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